If the log expires, applicants will be contacted. if that happens, you’ll receive a notice and stay on the log until a unit becomes available, or until the log expires. There’s a chance that, when HPD reaches your name on the waitlist, there won’t be any units available to suit your needs.
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Struggling to get your finances in order? IMPACCT Brooklyn can help! Our FREE Personal Finance workshop is designed to create meaningful change in your life.
Student loan and medical debt doesn’t count against you, anymore! However, rejection is possible if you’ve declared bankruptcy within twelve months prior to the date of your credit report or if your debt is greater than $5,000 and/or 120 days past due. Applicants may now appeal a rejection if the reason for said rejection is directly related to being a victim of domestic violence. There are now new protections for victims of domestic abuse. If applicants choose to appeal, they’ll have to prove that the negative credit finding was fixed prior to the date of the rejection letter (in short, before the applicant was rejected). 
Going forward, rejection letters must include the negative credit findings, and the specific standards an applicant failed.
If you’re rejected based on poor credit, at least you’ll know exactly why. If you choose to do so, you’ll have to provide evidence of consistent, complete, on-time payments for the preceding 12-month period. Did you fail to qualify based on credit, or housing court history criteria? Well, you have a right to appeal based on a positive rental history. If you’ve paid off your debt, don’t worry! Settled and satisfied accounts will not be considered, and won’t be held against you. Marketing agents are also now forbidden from: looking up an applicant’s debt-to-income ratio, or their lack of credit or rental history getting in touch with guarantors, co-signers, previous landlords or neighbors visiting your current home or relying on photos, videos, or personal references in making a decision. Instead, credit score may only be used now as an indicator of financial stability (that means it’ll be used alongside a number of other indicators of your financial situation). We’ve got big news! Marketing agents may no longer reject applicants based solely on a low credit score. 
CHANGES TO THE REJECTION AND APPEAL PROCESS What this means for you is that now your chances of finding affordable housing are much higher! The housing handbook isn’t an easy read, so IMPACCT Brooklyn is going to walk you through some of the most important changes in the document.We’ll start with part one: changes to the application process, tenant selection, and rejection & appeal process. This past summer, New York City’s Housing Preservation and Development department updated the application process for affordable housing lotteries, so it would be easier for New Yorkers looking for new homes.
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